CreditMake — Every Loan, From Application to Closure

CreditMake helps NBFCs, microfinance and lending businesses manage the whole loan lifecycle on Odoo — sourcing, applications, KYC, credit review, approval, disbursement and repayment tracking — with visibility and control at every stage.

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CreditMake — one platform for the whole loan lifecycle
8 Lifecycle Stages

WHAT YOU GET

  • Applications, KYC and approvals on one loan record
  • Automatic repayment schedules & reminders
  • Portfolio & overdue reports for management
One Lending Platform

From first application to final closure

Lending teams lose time in the gaps — between an enquiry and the first call, between a document request and the file being complete, between a missed EMI and the follow-up. CreditMake closes those gaps. Sourcing, applications, KYC, credit review, approval, disbursement and repayment all work on the same loan record, so nothing is tracked by hand and everyone sees the same status.

Whether you run a single branch or a network of them, CreditMake keeps every stage of the loan on one platform — configured to your own products, interest rules, charges and approval hierarchy, and built on Odoo with full accounting and live dashboards. It fits how your business already lends, and is supported from setup right through to go-live.

Officers spend less time chasing files and reconciling ledgers, and more time closing good loans.

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The Loan Lifecycle

From the first lead to final closure — one connected cycle across origination, approval and repayment.

Loan
Lifecycle8 stages
1
Lead
Capture leads and enquiries from every source, with a reference for each applicant.
2
Application
The applicant applies for a loan product, with co-applicant and guarantor details.
3
Document Review
Collect and verify documents and KYC on one checklist.
4
Credit Assessment
Assess eligibility, scoring, and risk before a lending decision is made.
5
Approval
Route through multi-level approval and issue the sanction letter automatically.
6
Disbursement
Disburse to the borrower and generate the repayment schedule in one step.
7
Repayment
Track EMIs, interest, receipts, and part-payments through the whole tenure.
8
Closure
Close the loan on final settlement, with a full ledger and a no-dues certificate.

Everything the Lending Team Needs

The eight core capabilities, grouped into four connected modules on one platform.

Origination & Onboarding

Turn an enquiry into a complete, verified loan application.

  • Lead & applicant capture
  • Loan products & schemes
  • Document collection
  • KYC & verification
  • Loan application
  • Co-applicant & guarantor

Credit & Approval

Assess, score, and approve with a clear, auditable trail.

  • Credit assessment
  • Eligibility & scoring
  • Risk & policy checks
  • Multi-level approval
  • Sanction letters
  • Approval tracking

Disbursement & Repayment

Pay out and keep every schedule and ledger accurate.

  • Disbursement processing
  • EMI / repayment schedules
  • Interest & charges
  • Part-payment & foreclosure
  • Receipts & loan ledgers
  • eNACH / auto-debit

Collections & Reporting

Stay on top of overdues and see the whole portfolio.

  • Overdue & bucket tracking
  • Collections follow-up
  • Field agent tasks
  • Portfolio reports
  • NPA & ageing analysis
  • Compliance reports

Why Lenders Choose CreditMake

The control and visibility a growing lending book needs — without the manual work.

One loan record on CreditMake

One Loan Record

Every stage works on the same loan file — no manual tracking across spreadsheets and folders.

Faster loan approvals

Faster Approvals

Digital KYC, scoring, and multi-level approval move loans from application to sanction faster.

Never miss a due

Never Miss a Due

Automatic repayment schedules, reminders, and overdue buckets keep collections on track.

Full portfolio visibility

Full Portfolio Visibility

Live dashboards on disbursements, collections, overdues, and NPAs — always up to date.

Compliant and auditable

Compliant & Auditable

Role-based access, audit trails, and reports ready for regulators and auditors.

Fully digital and paperless lending

Fully Digital & Paperless

Onboard, verify, approve and disburse without paper — a faster, greener loan journey for staff and borrowers.

CreditMake Packages

Flexible engagement models — from a single branch to a multi-state lending network.

Starter Package

Best for a single branch
  • Loan origination & applications
  • KYC & document checklist
  • Repayment schedules & receipts
  • 1–2 loan products
  • Standard reports & dashboards
  • 30 days post-launch support
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Growth Package

Most Popular
  • Everything in Starter
  • Multi-branch & role-based access
  • Credit scoring & multi-level approval
  • Collections & overdue tracking
  • eNACH / auto-debit
  • Portfolio & NPA dashboards
  • 90 days post-launch support
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Enterprise Package

Full lending stack
  • Multi-state, multi-entity rollout
  • Custom products, rules & workflows
  • Integrations (bureau, payments, core)
  • Compliance & audit reporting
  • Executive training & workshops
  • 12 months managed support
  • Dedicated solution architect
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See CreditMake in Action

Book a demo and we'll show you the whole loan lifecycle — application, KYC, credit review, disbursement, and repayment — running on one connected platform.

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Frequently Asked Questions

What is CreditMake?

CreditMake is a loan origination and management platform built on Odoo. It helps lending organisations manage the whole loan lifecycle — sourcing, applications, document collection, credit review, approval, disbursement, and repayment tracking — with visibility and control at every stage.

Who is CreditMake built for?

CreditMake is built for non-banking financial companies (NBFCs), microfinance organisations, and other lending businesses — from a single branch to a multi-branch network.

What loan types does it support?

CreditMake is configured to your own products — personal, business, gold, vehicle, housing, group and microfinance loans — each with its own interest rules, charges, tenure, and approval hierarchy.

Does it handle KYC and document collection?

Yes. Every application has a document and KYC checklist, so files are collected and verified in one place — with nothing missed before the loan moves to credit review.

How does it manage credit review and approvals?

CreditMake supports eligibility checks, scoring, and risk and policy rules, then routes each case through multi-level approval with sanction letters and a full approval trail.

Can it track repayments and collections?

Yes. Disbursement generates the repayment schedule automatically, and CreditMake tracks EMIs, interest, receipts, part-payments, overdue buckets, and collections follow-up through the whole tenure.

Does it give portfolio and NPA reporting?

Yes. Live dashboards and reports cover disbursements, collections, overdue ageing, NPAs, and portfolio performance — with compliance reports ready for regulators and auditors.

Is CreditMake built on Odoo?

Yes. CreditMake is built on Odoo and delivered by Symake, an Odoo Official Partner — with full double-entry accounting, live dashboards, and the flexibility to adapt products, rules, and workflows to how your business lends.

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